^ This is an awersome answer, Quickseller. Thank you! Really good overview!

I was studying about bitfinex and:

  - It seems their rate is a bit lower then poloniex (0.14% in average, per day), against 0.19% at Poloniex. I have to run my Bot into it to see if I can get a better rate then 0.14%, it will take a while.

  - bitifinex does Lending in USD - this is awesome (for me, that I am not an "adventure investor"). For me, make Loans in USD is much better then BTC.

Will put some $$ to bitfinex to test. It will take a couple of days to make a conclusion about their Lending Market.

Do you make Loans in bitfinex, Quickseller? Perhaps we can build the logic together.

Cheers.