I think the question of trust is an interesting one. It seems most people on this board immediately jump to calling someone a scammer if they don't have a long past here. I'm one to trust someone until they are proven to have done something wrong. A little naive yes, but how can anyone prove they are trustworthy if someone doesn't trust them first?
You are free to help build the trust of newbies asking for loans by lending them money, but it will cost you.