banks are not using xrp and xrp is overvalued ..........
if banks were to never touch XRP, XRP would still survive. why?
- you need to use xrp to transact on the RCL (as an anti-spam measure).
- ripple has enabled cross border payments and the ability to trade/send different currencies (ie. XRP:ETH, etc), on the RCL / ILP.
- ripple is gaining more mainstream adoption regardless. see photo below:

i believe banks will adopt XRP to some degree. why? because a business is all about making $. if banks are able to make more money by saving money on operational costs, they will go that route. it's not rocket science...
It seems just perfect, including most popular cryptocurrencies in one place to buy or sell "on-the-go" the idea seems just perfect.
If I choose to buy one type of this ATM what should I need to put it in the center of the city, in a mall or somewhere else?