If I will desperate for money I wouldn't do this because I don't want to have debt in the banks because that is going to have interest rates.
And as the day goes by and you are not able to pay your loans with the banks the interest rates are going to become higher.
So what I am going to do is just used my savings.
Yes it is a fact in this world no one cares any person if one is in desperate and in need of money he dont care the way to earn money is right or wrong we should not be selfish we should safe something for rainy days. bitcoin these days helping people very much who wants to make money easily