You should never keep much money on an exchange.
I've kept all my Ether on an exchange for about 3 years because I feel it's safer there than on the Ether blockchain. I'm sure about 100 times more crypto has been lost from cold wallets due to screw ups than has been lost from exchange hacks.
Coin toss.
My BAY is still in a Mac QT Wallet. (No longer supported).