I would definitely pick Monero as one of the 5 coins.

Government agencies are working VERY hard right now to track bitcoin users.
https://bitcoinmagazine.com/articles/project-titanium-eus-plan-decloak-cryptocurrency/
This is only one program of many.

Privacy is going to become very important in the next two or three years and Monero is one of the most stable coins.
Dash and Zcash will gladly work with Law Enforcement because the only thing they care about is the price of their coins and investment from corporate sponsors.
(ZCash has stated they will work with LE and Dash is #1 not private because all transactions are recorded in masternodes and #2 a partner with Coinfirm to make their blockchain AML/KYC compliant)

Monero will be one of the only anonymous currencies in the future you can trust.
Verge XVG and Zcoin XZC might also be good privacy coins but need a little more time to develop.