1st question - I'm new to bitcoin.
I initiated a transfer, from bread, b75,000 ($260) but the network fee was b155,463 ($540) = $801.
The fee was essentially the same whether I attempted to pay the vendor directly or transfer to coinbase.
What am I doing wrong?
Thanks, in advance
You probably received a lot of very small amounts of bitcoin to your wallet. As a result transaction fee which are determined by the size of the transaction (which in your case tries to send a ton of those small inputs), is also high. Although $540 seems unusually excessive, unless your transaction has like a thousand inputs.