If i have 5 to 10 bitcoin i will convert it into fiat and spend them all. Buy all the needs of family ,start a new business and live a happy life. Im not a holder and i only losing the opportunity if i hold my bitcoins for a long time.
people earn money to make their life more comfortable, so if I have a lot of bitcoin, then I will distribute my bitcoin for different purposes, I will reserved some bitcoin for spending and fulfilling my needs, I will invest some in bitcoin for the price increase, and will also try to convert some bitcoin in to my fiat currency and then I will like to invest it in my day business also. and I am sure that very soon I will get a lot of bitcoin and all my dreams will comes true.