If you don't like to risk then you just need to save it, it is depend on us if we don't want to experience losing a money. But if you want to risk just to earn huge money then invest it.
There is no future in saving money because it is not like investment that will make your money grow to a higher amount in a short period because saving is just adding money to your account or savings account and it is not growing based on the interest because you are working for money which is wrong because the people who got money and invest it believes that money should work for us.
Yeah but it is also depend on a person if they don't want to risk. Investment is also have a risk and it is depend on a person if they don't want to risk then just save the money. People that wants to earn huge money they are the once that loves to risk their money because those people has enough money to lose that they can afford.