Haha, today I can sure 100% Monaco not scam project, you can see MCO listed to 3 exchange site (Liqui, Yobot and Livecoin) and in next time, MCO will listing to Bittrex - A big exchange site
Just because it's listed doesn't mean it can't be a scam.
Besides: No one needs Monaco (or Tokencard), because TenX already has a working card NOW with better fees for users and better rewards for token holders.