I mean how? Given it is completely decentralised.
Regulation on integration of Bitcoin into mainstream financial services is happening and is ever-present, especially in the U.S.
Anyone looking to get into crypto with fiat has to jump through hoops, days of waiting for verification, and delays because of KYC and AML regulations forced onto the exchanges and sites that broker fiat -> bitcoin transactions. Then you pay your 5% fee as well.
It's incredibly ironic because that regulation in itself pushes people to crypto further because it exposes the injustices and issues with the traditional financial system today.