How many deaths in traffic does it take for you to fasten your seatbelt?
I completely agree.
This is the choice of everyone. And to force, does not make sense.
Says the hacker..

Seriously, no 2fa, you might as well give the hacker your monies up front. Polo knows accounts keep getting hacked. They do nothing. Their complacency has opened them up to a lawsuit
They wont do nothing even if they did make some investigations i will see that this thing would be a hard thing for them. This is the sole purpose of 2fa and as a user of the site and as a sensible person we would really use up this thing to secure our accounts and the funds inside it because if you dont set this up you are really making a hole into your account that can someone could able to bypass and stole funds inside of it. We should really be responsible and this is the main concern here.