If you don't like to risk then you just need to save it, it is depend on us if we don't want to experience losing a money. But if you want to risk just to earn huge money then invest it.
There is no future in saving money because it is not like investment that will make your money grow to a higher amount in a short period because saving is just adding money to your account or savings account and it is not growing based on the interest because you are working for money which is wrong because the people who got money and invest it believes that money should work for us.
Life is risk, whether you take risk or not youre still on a risk that your future might not be good not unless you prepared for it now, Saving is really not ideal for long term goals because the value of your cash in a bank becomes undervalue because of inflation every year. Invest your money and let your money works for you.
This is impressive life is risk. Its good to make invest your money and plan your future. The planning is something that affects your life. If we look at the life of the people who follow a proper planning for their life and of those who dont we will see a visible difference. Those who plan for the future live their lives in an ease while the others face many problems.
It is good to invest and if it is invested diversified then it is much better.