Thanks for your explanation ,things making sense now, yes i am using 2FA, can you please tell how to minimize charges with Electrum , i have stared with 100 paypal to BTC ,i have left with 0.013BTC and still not sure how to use Electrum Wallet.I am using mac version of wallet i have missing center icon which i suppose is trustedicon coin.But don't you think that 0.01 charges for a 0.019 transaction is beyond consideration?How people work with such high services charges?