XRP is gasoline for a bankers private yet. XRP is like attaching nipples to the public and suck them dry. It's a vampire coin. If you stick to ripple you will end up with paper foodstamps and singing the ripple blues on street corners to make a living
You don't like banks. Ok.
Tell me please, do you have a plan how to withdraw $1'000'000 , which you can gain from cryptos?
To buy a house, for example...
How do you will do that?