I understand it just fine, you don't seem to understand basic math. Show your work or you're just making crap up.
There's plenty of projections that show a positive ROI even at 100x difficulty and beyond. I have yet to see a single credible projection that doesn't show a positive ROI at some point within 2 - 3 years with all the worst case scenarios coming into play at the same time .
I trust Organofcorti's calculations far more than I trust your speculation.
Break even after 2-3 years is horrible returns.
Are you a customer? If so , get your refund and leave others to make their own decision.
If not? stfu and get off. Ppl can deal with their financial investment without you being their "advisor"