I don't think so.  Currently I'm at around 40% of where I would have been by staying in ICN, but with much better growth potential IMHO.  I'm happy with where I'm at right now.  Sometimes you gotta retreat out of a dead end so you can go farther forward.

We shall see.  

I'll use the TenX app to apply for a crypto VISA card and see if I get one, and post a pix of which one (TenX or Monaco) I get first.