Wondering whether you should save or invest? The answer depends on your goals and your financial situation. Saving is putting money aside, bit by bit. Investing is taking some of your money and trying to make it grow by buying things you think will increase in value. In my personal opinion, I should go both the idea because if we are not good in investing then it is not so bad I have my saving. Thus, it has the saying " Do not put all your eggs in one basket".