Everex is not even a remittance company. We use remittance and currency exchange as a gateway to get users on board and offer them other financial services.
M-pesa is different from other companies, who form reBittance space and they are close to Everex than rebittance. I usually say that Everex is "M-pesa on smart contract steroids", because Mpesa is rather a payment system than remittance.

If we look at Abra, Coins, Bitspark, Hellobit, and other remittance.

IN SHORT.
1. None of them are on Ethereum blockchain
2. None of them uses smart contracts
3. None of them is transparent (meaning you can see their transactions on blockchain publicly)
4. None of them provides lending services
5. None of them has own stable coin on blockchain
6. None of them solves financial inclusion in regards to building credit scores on blockchain and provide access to capital.

Those guys use bitcoin as rails to move value from one point to another. At the beginning and the end there is still cash. Cash does not create a financial record that helps building credit history. Everex does all of that, which is critical to financial inclusion.

Everex, although not technically a remittance company, was awarded with a REMTECH "Service originality" award in NY last month, so I think we are doing something right.