Not late, if anything it is still early into the life of bitcoin as it is slowly creeping into the masses and at that point it still won't be too late so if you can afford it now why not go ahead.
Actually is quite a matter of timing in buying Bitcoin. Because in the market there is always a changes in terms of Bitcoins price and the transaction on bitcoin. But there are some option that you may consider. Why not try on having or applying on a signature campaign so you can earn bitcoin that you may use as a capital on trading or investment. Then continue to do your part and work hard post to earn.