I say no, because still have time to buy or invest on bitcoins. it is new kind of currency . future will see how much importance have bitcoin.
start to buy bitcoin and invest on Bitcoins. no worries it will increase day by day.
It's true, it is not too late for it. The value of it is not that high and expensive. But the assurance of it when you buy and invest now, there will be a rich version of you in the future because of the bitcoins you invest in the past years. And you just have to wait for it and do not spend it for no good reason.
but before you buy, you need to make analyze by yourself because without doing analyze, you only buy in blank spot and you are risk your money. with the right analyze, you can save your money and in future you can make decents of profit by selling the bitcoin and you can make a much of money in your bank account by withdrawing your profit.