Hi everyone, I'm new to this thread. I picked up some PAY tokens last night at a decent price since I was like 10 seconds too late to get in on the ICO. It seems like a great product.

I have a couple questions so forgive me if its already been covered.

About the card, do we know if it is anonymous (besides crypto addresses visible on blockchains)? Do the big credit card companies require us to fill out our names with identification, or can we use the card anonymously?

Also, has anyone done the numbers on a good estimate of the .5% interest we are supposed to get monthly as token holders? Does that really mean we will be paid .5% of the total amount of money spent around the planet using the TenX card every month? But its divided amongst all token holders right? So the more people use it, the less we receive as a bonus? Maybe I read it wrong. Are there any good guesstimates about the revenue for this as token holders?

I'm glad to be a part of this project, as well as others. We're transitioning into a better decentralized system, and a big thank you to the developers who work their asses off to give us these opportunities