If the coin goes down or to zero, you take 100% of the loss.
Show me something that went to zero, xpy might still be listed somewhere. Onecoin is also doing pretty well, the amount of free cash flowing in is just enormous.A mining rig is an asset that has a value other than mining, which can be sold or repurposed towards any other coin
TrueYOU choose
Hmm, not sure what this means. I can't choose where to invest?I built two rigs at end of May, sold one about a week ago for 1k more than I paid for the parts to build it. And I got to mine with it for 5 weeks. I am about $350 from breakeven on the whole mining investment. Very happy I sold the one rig! Difficulty is crazy. However, I would like to see the price of ETH drop more in the short term. Weed out the weak hands and give me the opportunity to buy more! 
Good example of a miner/trader who knows what to do. If you want to max your eth you need to wait.