When interest rates are this low, you would be stupid not to have a mortgage, imo..
That is what some think, but what are you going to do when that changes? By buying a house you are setting yourself to pay for it for decades, are you sure the same conditions we have now are going to remain for the next decade? Because Im not, Avoid debt like the plague, getting into debt for so long seems a terrible idea to me, pay the house with cash if you can.
I also have the same way of thinking. I don't commit to things that would require me to be committed for a long time, in this case, something to pay for for decades. A rent-to-own house which is quite popular is so good to hear. It's good to know that after a few years, you would have your very own house with your name on it. But, in reality, a house have to be rented out for decades if you want something that have an affordable monthly bill. A rent-to-own house that only takes you 5 years to pay will either have a really high equity or really high monthly payment.
You're not sure if things are going to be the same decades or years from now. The location of your house might have a bad market in the future. Although it's unlikely to other places, you still have to proactive about it.