So this may be a dumb question... but have the app or card been released yet? I was searching for the app on the mona.co website but couldn't find it. Only something explaining how easy onboarding was via the app 
No body is updating about the VISA accreditation status nor the app. All kept in the dark.
Duh fuck? Try reading instead of spreading FUD... App is being launched Aug 31st - always the plan... did you even read the whitepaper lol?