Thanks for posting this. This was quite useful in gaining a general idea of the LN. Although I do agree with many people that this feature is "not Bitcoin" as some say, why the hate for it? It seems like a neat addon to bitcoin's capabilities and it does not require a radical protocol change. LN can be extremely useful to those who make frequent use of the bitcoin network (ie transact often).
... and you fully trust into some sales arguments:
"Q 7: Will there be any form of custodian risk in a Lightning Network?
Do I need to trust anyone to hold my money on my behalf?
A:
No, this system is not based on trust; you remain in full control of your money.
If anything goes wrong, you simply broadcast the latest state of your channel as a normal on-chain bitcoin transaction.
All your money will be returned to your address, and it will be recorded on the blockchain as normal."
You would insert 100 coins, no insurance needed ?
I don't have to trust sales arguments because smarter people than me can read the code and find flaws. Besides the system can be tested before a single coin is ever risked. It's all open source, read the code and make your own mind if you should or should not trust it.