Honestly, I dont see crypto currencies being adopted for quite a long time. Its difficult to get people on board with the idea, especially in the United States, but I think Blockchain tech altogether will become more prevalent and user friendly is the next couple years.
Its still pretty early to tell.
The blockchain will be actually give the automation for the economic infrastructure that gives the mass impact to the human or institution. The crypto gets adopted for the actual use and no more. But that will take a lot of the development to develop another usefulness of crypto.
I agree with your second sentence.