I try to balance the savings and spending of coins. If the price of bitcoin rises, you can become rich, and in the event of a crash, you can lose everything, so it's foolish to deny yourself little pleasures.
There's nothing to lose about when there's a crash that is about to happen. You can still have some remaining balance, it will be lose of everything if all of the investors will look for some other alt coins and will transfer their funds on bitcoin to it. I just don't regret saving and spending my bitcoins if there's a need.