Would you like me to outline even more ways that bitcoin saves me money vs the traditional financial system? Or would you like to continue to base your opinion on what people are telling you you should do? Perhaps in your region there are mitigating factors that give you fewer options, but from where I sit, along with many others in similar situations, Bitcoin already offers more cost effective options and, as you quoted, are increasingly offering more. I anticipate I'll be using bitcoin for 90% of my financial dealings .