It isn't out of line to suggest it, sure.
You literally just said:-
The suggestion of "retiring" the advice is out of line on that basis.??
As for retirement of a meme, I'm not really expecting the community to retire anything or a meme to die. Truth be told, this was a bit of advice specifically intended for an individual in anticipation of a situation.
And in regards to strategy.... everything is strategy. No matter whether your skin is financial, personal or political.