In my opinion this is completely wrong. Wired transactions can take up to days to get confirmed and sent. It is only instant if transactions are made within that bank itself. Credit cards usually have high amounts of interest that come with it and the only reason that 'anyone' is able to understand the value of payment is that cash has been around for a much longer time than bitcoin. However, we can change all of that if we try to educate the community about the many advantages that come with using bitcoins as a payment method. This includes BTC's security, ease of use and its very fast transaction speed.

Also, all credit and debit card payments need an internet connection - it is not all offline.