interesting mission, if it was successful, it may make the bank disappear from this earth.
but, so many other companies also claim to launch a revolution with bank, such as Alipay. however, Alipay eventually had to admit to the bank, and lose.
how do you think LakeBanker will avoid the control of government? Or, as far as possible not against any government's policy.
another problem is that if there is a fraudster to be your banker, he will just run once he received the funds, what should you do?
you may have its own personal authentication information, however this is not only a credit problem, the key point is the money have gone.
so I think
this is too early to decentralized the banking authority, because it must be built in a credit world.
nothing can be done overnight, everything always has a beginning. I am looking forward to seeing the specific steps from the team/