There are clearly some misunderstanding here.
This topic is not intented to those who own only 1 pp account they rely on for a long period of time.
In other words: after a few trades your pp account will have a negative balance. I am telling you in advance, so there is no lie, no cheating,
no scam here. Other posters who pretend the opposite just don't know what they are talking about, and overall they have some issues dealing with very simple logic.
So we use the escrow and one important point of the term is the pp withdrawal time ....meaning the time it takes for you to have the money safely out of your pp (almost instant if you have a pp debit card linked. If not it's 24hours). You WAIT to release the btc according to that withdrawal time. So if you need 24h for your funds to be safe out pp (withdrawal "completed") then it's included in the terms of the trade, so the escrow protects both your funds and btc.
It's very simple to understand.
Once again, this is not intented to someone who have only 1 pp account he'll need in the future.
It's intended to those who have many pp accounts they don't care to throw after a few transactions.
So there is NO RISK if the btc are released ONLY when you have your funds withdrawn from your PP account and knowing in ADVANCE that PP will eventually chargeback those funds.
Simple logic.
Do you even understand the repercussions what you're trying to do?
For withdrawing funds out of PayPal account either to bank account or to card, one needs to verify their identity and give PayPal details of their address.
After your seller have withdrawn the funds to either their bank account or card and then you open chargeback and win it then their PayPal account will become negative and if they don't pay this debt then their credit history will screw up. If the amount in quite big then PayPal can even take legal actions against the user.