Sure, give me $1.00, I'll give you 10 tokens worth .07 each.  I'll use the rest of your money to buy back 1 token every 3 months for .07 plus a little for your trouble, you'll have your money back in 2 to 3 years.

It's Genius. Sure sounds good until you work the numbers.

1.00/.07 per quarter = 14.28 quarters

I'll be the guy buying during Q2 for 90% discount.