Why not choose USDT or USD on BTC-e for have a safe place in next time? I think if Bitcoin breakdown after August 1st, the market crypto will breakdown with Bitcoin too, not just Bitcoin. But with USDT you can have best safe point for this time whether the price up or down
Bank transfers take a few business days to process so It's not convenient, USDT could be reliable but Its definitely not something people should consider to hold for a long period of time. It looks pretty impossible for me that It's going to hold it value of 1$ even If it's backed by USD and we already seen a price decrease some time ago when they had issues with their bank.