Dude crypto in its self is a MASSIVE GAMBLE ICO's could be honest or complete garbage just do some research before you invest, At the end of the day
you may be up you may be down either way don't gamble with money you cant afford to lose.
Yes that's true so you should be comfortable with your loss, before investing in ico be sure they have a real project ahead of it some of them just plan that they cannot accomplish and then ran away when they cannot keep up, better involve in an ico that you know who are the team behind it or an existing project already.