Tell me, are you a lender? I am guessing not really. I don't see you giving out loans or even having a lending thread.
Then if you checked out a few lending thread you'll see that 1%/day is really the going rate of short term loans and long term loans will probably hit 120-200% easy.
Why would we unite under your banner if you yourself are not a lender. I am guessing all the lenders here know the risks involve in what will happen on August 1 and the next few weeks.
Rates here are higher for fair reasons. I was only referring to exchanges, customer service issues aside I think the big ones have decent capital to back themselves up if/when something goes wrong. Lending exists outside of bitcointalk, understand if some people see it differently.
So if lending exists, as you say, outside this Forum, why are you here?
And if you referring to exchangers (i guess the ones that have Lending option), why the title of your Thread is this one?
I'm sure that you have something in your head confussed or in the wrong way...
