Im nowhere near as bigtime as much as others, but lenders should see value in the current situation, owning private keys is highly prized right now for the next day or two. People who have faith in exchanges or whoever oversees their lending can do well I think, we'll see if the rates bump up.
Worry not, each individual knows what to do with his bitcoins. It's not like bitcoin is a centralized currency where centrally taken decisions could affect a everyone in the economy and potentially make them lose funds.