I still can't see where is the SCAM... The licenses for the Polybius Bank can't be on hand of the Founders before several month, perhaps years... Until then, I think there is no increased value for the Tokens.

Also, the Tokens would never be intended to be coins, any form of digital currency. Only representation of more or less 20% of profits of a bank that does not yet exist.

But I must be very dumb.