However the price will develop, is actually anybody using XRP? I used to be very annoyed about the slow transfer times between exchanges using BTC. I now just convert to Ripple and in one instant it is at the other exchange. Convert it back to BTC and trade.

This process used to be very painful, specially doing it with BTC and seeing the price drop, awaiting confirmations. INSTANT. That is exactly how it should be.

So who is actually using it, or anyone else just hoarding it, hoping to gain another 4000%?