Me neither, maybe a mid term rise like 3-5x.
But I am just wondering if anyone is actually using XRP on a day to day basis. For me it makes trading much more comfortable.  Send Fiat to Bitstamp 1-2 business days. Buy XRP send to Bitfinix: instant. trade, convert back to XRP & send to Bittrex: instant. Try to do that with BTC.. I now can instantly react to the market.