for me i only use free money as faucet or a giveaway for gambling and it sometime turn to make a nice profit and helped me to pay somethings i need otherwise, i have been scammed so many times to lend money to someone and then i find out that he just gambled with them and lose them all and that make me the one who just throw his money from the window and he will never get them back and the problem that was in btcjam and they have B or A account and i didn't recive any news from them again XD.