These proposed "smart" implementations are nice and cool albeit geek stuff. However, it's pointless to have them if the primary use case (i.e. functioning as cash) is not allowed to gain a foothold first and foremost. Transacting with (fiat) cash is easily accomplished P2P (person-to-person) and "on the go" by simply handing over physical notes to someone in exchange for goods/services or in conducting other forms of trading. Unfortunately, we can't do the same with cryptos. The closest thing would be to utilize a device that most (if not all) people already carry with them all the time -- mobile phones. In fact, we already transact with fiat currencies through these devices nowadays.

I hope the devs will not lose focus and deploy first and foremost the tools/apps that matter at this stage which are:

1. a simple, reliable, secure and private mobile wallet that connects to a trusted and secure node by default (for user friendliness out of the box) with an option to connect to a private node running at home or other locations that the user has control over (for advanced/paranoid users)

2. GUI cold wallet/offline signing implementation so that users don't start losing their stash while in the process of accumulating tokens.

Smart features could then follow thereafter...when Sumo will have achieved a relative degree of mass adoption. Otherwise, it will just be another speculative blockchain-based token like everything else before it (hopefully the devs have learned this lesson). Believe it or not, BTC's value/market cap is still largely fueled by speculation after eight years running and not by its touted primary use case which is as cash or cash-like. Which businesses/sevices/goods can you pay with BTC on a day to day basis to date?