Ripple ( + xrp ) are changing the face international finance for good. XRP simplifies international money transfer. XRP makes the money transfer super fast and economical. Why XRP is the 21st century asset :

https://www.quora.com/Is-Ripple-better-than-Ethereum-What-are-the-technical-and-fundamental-differences

From the above link, Even VB almost came to work for Ripple.