Hi there. To put it in a few words, the platform solves the problems of fraud and inconsistencies which exist in isolated accounting systems by allowing for live analysis of financial statements on the blockchain, which is intended to facilitate the determination of credit risk in lending operations. This analysis will be done using a single ledger approach and will consider the all-time historical financial information of participating businesses to safeguard and transform the way credit risk is assessed by lenders, investors, banks and other financial institutions while building an entire blockchain-backed ecosystem. All accounting inputs will be bound to the blockchain, which will secure the entire transaction-checking process in a trustless environment generating unbiased data. The Platform development is halfway complete. There is nothing like this currently in the space. As per competitors, the closest thing to that would be the conventional risk score providers that generate results based on archaic models with narrow data sets. Thank you for the good wishes.