I think giving people access to invest in early stage startups is a good thing. We're told that we have to have $10 million in assets in order to invest in such projects - but why? Are we really being protected? I don't trust that the government necessarily has our best interest at heart. Hence, I think ICO's are a GREAT innovation.

I personally invest in ICO projects that contribute legitimate value to the world. Each of us must assess what legitimate value for themselves, and naturally their are risks involved. But precluding retail investors from startups isn't fair, in my opinion.