Yes, the losses are being socialized. But coin holders are in a better position than fiat holders, from the looks of it.
Could you explain a bit more about that part? Do you mean that only the fiat is being redistributed, and 'coin holders will still keep their original 'coin balances?
"Free access" seems contingent upon identity verification...
Yes, and that's the other concern I had. Do you think it will apply only to the fiat-holding accounts? (My concern is that governments are pressing for "registration" in order to know who's got which 'coins, even if those were merely moved onto BTC-e for trading, and never even interacted with fiat. In other words, has the government effectively taken my 'coins hostage?)