i have read every line, word and sentence on the "[EDU] How to spot a scammer (Read this before lending your coins!)" thread and the "[EDU] The Rule of "No Collateral, No Loan" - IGNORE AT YOUR OWN RISK!" thread.
I wish I had a form of collateral, but I don't
Are you sure you read those threads? Because I think that your request contradicts what they said in
bold, red font:
If you completely ignore this sticky and make a loan request with no collateral, without having massive trust on the forum, the chances of you getting negative trusted feedback and therefore having a Trade with Extreme Caution tag is almost 100%.