lol i have a feeling you havent been mining long and/or dont own many cards

the HEADACHE/time consumption of constantly having shit break down becomes ridiculous, and guess what? most retailers get preeeety tired of your RMAs, and will blacklist you from doing it
not to mention its not really the intended use , so your kinda a scumbag for abusing your warrenty in that way haha, but i wont judge

I just take care of my shit, plain and simple, but i think thats the mindset of a previous generation, not the new gens

It depends on what you count as "many cards". I've only been mining for the last two years though. Currently mining with 36x GTX 1080 Ti's + 1x GTX 1080 and 36x RX 570 + 2x RX 470 + 1x R9 Fury.
The retailers can't "blacklist" me because they have to follow the law. They wouldn't want to go out of business, you see.