@several,
Anyone fixated on who owns how many XRP doesn't understand the Ripple System. Inside Ripple XRP isn't intended to be used as money. That is purely a projection of BitCoiners onto Ripple. It also has absolutely nothing to do with the [StableCoin] concept. Even when implemented inside the Ripple System a [StableCoin]'s value will have no dependency on XRP at all.